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UniCare Health Insurance

       

UniCare is a national organization dedicated to the delivery of quality healthcare plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company is an operating affiliate of WellPoint Health Networks Inc. (NYSE:WLP www.wellpoint.com), one of the nation's largest publicly traded managed care companies serving the healthcare needs of more than 13 million members and approximately 42.6 million specialty members.

 UniCare offers a comprehensive array of healthcare plans and specialty products that preserve member choice at competitive prices. UniCare recognizes that what works for one doesn't necessarily work for another. That's why their full portfolio of health insurance can be tailored to meet your specific needs.

 Our focus is on putting our clients and their associates back in control of their healthcare and financial future. Through exceptional sales and account management staff who listen to our clients and their associates, we can create benefits that evolve over time to meet changing needs and add the most value.

UniCare isn't just a solution for the moment-we're a trusted partner for the long term.

UniCare has an AM best rating of A-

UniCare Health Insurance Quotes are available in the following states: http://www.HealthMedicalPlans.com

Choosing the UniCare Health Plan That's Right for You

Below are some tips on choosing the right health insurance plan. It is important to determine what benefits meet your needs when choosing a plan. Below are some key factors to consider:

  • Hospitals and physicians are in the plan network.
  • Doctor visit co-pay
  • Prescription benefits and co-pay
  • Annual deductible
  • Co-Insurance
  • Out of pocket annual maximum
  • Lifetime Maximum Coverage
  • Premium
  • Health Savings Account Qualified Plans (tax advantage plans)

 When you are evaluating UniCare Health Insurance quotes and plans on our site, keep these in mind. They will help you make the right choice. Our site is designed so that these are clearly outlined for whatever plan you choose.

        Life stages can also play a major role in selecting health insurance. Our trained health insurance representatives will be able to help you decide which UniCare plan is a good fit for your life right now. Call 866-674-0377 to get an UniCare Health Insurance Quote and advice. You can also enter your zip code above to get an instant UniCare Health Insurance Quote online.  http://www.HealthMedicalPlans.com

Solaura Plans:

HSA Plan

 A Health Savings Account (HSA) is an account funded by your tax-free contributions to use toward your qualified medical expenses and prescriptions. Others may also contribute to your HSA. You may use available funds in your HSA first to pay the cost of covered health care expenses and prescriptions without incurring a tax liability.

HIA Plan

Earn dollars for your Health Incentive Account (HIA) through our rewards program to use toward your covered medical expenses and prescriptions. Unused funds roll over year-to-year. Unlimited choice of providers. When you use in-network providers, you may pay less for your care. Get 100% coverage for nationally recommended services with no deduction from you HIA.

HIA Plus Plan

 A Health Incentive Account is funded by the health plan each year for you to use toward your covered medical expenses and prescriptions. Unused funds roll over year-to-year. Unlimited choice of providers. When you use in-network providers, you may pay less for your care. Get 100% coverage for nationally recommended services with no deduction from you HIA and no out-of-pocket expense when you see an in-network provider.

 

Unicare FIT plans

What do they offer?
  • Lifetime maximum of up to $5 million
  • RX Card
  • Wide choice of plans and deductibles (between $500-$5000 annually)
  • Family Flexý ý Each family member can apply for a different plan on the same application
  • Preventive Care
  • Out-of-Pocket Maximums provide protection against catastrophic expenses
  • MedCallý 24-hour nurse hotline
  • HealthyExtensions SM ý Discounts on services and products your clients want and need
  • No claim forms with network providers

To find UniCare plans in your state, click here.

Why UniCare?

 The FIT plans are UniCareýs best selling plans in Illinois for many reasons. Unicare offers impressive preventive medicine benefits and unlimited office visits with a $30 copay. Unicareýs FIT plans also offer extensive coverage. For example, Unicare pays 80% coinsurance for in-network covered services in Michigan after the deductible is met, and 100% coverage (with deductible waived) for certain preventive care services. Unicare also allows its consumers to carry over their annual deductible. The FIT plans and Saver 2000 plan feature a fourth-quarter carryover for the annual deductible. If your annual deductible is not met by the end of the year, the covered expenses incurred during the months of October through December and applied to your annual deductible for that year will be applied toward your annual deductible for the following year.

http://www.HealthMedicalPlans.com